Get the auto coverage your family needs
Auto insurance is one of the most important things you can have to protect yourself and your car.
Turn to us for any auto insurance need
Auto insurance is one of the most important things you can have to protect yourself and your car.
We understand that everyone's needs are different, so we work with you to tailor a policy that fits your budget and your coverage needs. There are many options for auto insurance, and it can be difficult to know which one is right for you. That's why our team of experienced insurance agents is here to help. We'll work with you to find the best policy for your needs, and we'll be there to support you if you ever need to file a claim. Contact us today to get started.
Count on us to cover all of your needs
Accidents happen, even to careful drivers. If you get sideswiped on College Ave or slide on an icy back road, trust that we're standing by to help. We'll build a policy around what you actually own and drive.
Personal Auto
Motorcycle
Boat & Watercraft
ATV & UTV
Snowmobile
Roadside Assistance
Auto insurance questions, answered
What is auto insurance?
Auto insurance is a type of insurance that helps to protect you, your car, and others on the road in the event of an accident or other automotive-related incident. It can help to cover the cost of repairs, medical bills, and more. There are many different types of auto insurance options available, and it is important to choose the right one for you and your needs.
What does auto insurance cover?
Auto insurance can cover a variety of things, including:
- Damage to your car
- Medical expenses
- Liability for property damage or injuries to others
- Rental car or transportation expenses
- Towing and labor charges
What are the typical types of coverage?
There are many different types of auto insurance coverage available. Some of the most common include:
- Liability Coverage — Helps protect you financially if you're found at fault in an accident, covering the cost of damages to other people and their property.
- Collision Coverage — Helps pay for repairs to your car if it's damaged in an accident.
- Comprehensive Coverage — Helps pay for repair or replacement of your car if it's damaged by something other than a collision, such as a cracked windshield, hail, or hitting a deer.
- Medical Payments Coverage — Helps pay for medical expenses related to an accident, regardless of who is at fault.
- Uninsured/Underinsured Motorist Coverage — Helps protect you financially if you're in an accident with a driver who has no insurance, or not enough to cover the cost of damages.
- Roadside Assistance Coverage — Helps pay for services such as towing and labor if your car breaks down or you run out of gas.
- Rental Car Reimbursement Coverage — Helps pay for a rental car if your car is damaged in an accident or otherwise unavailable.
- Other Coverage — Some policies offer extras like coverage in other countries or replacement-cost protection for newer cars. Be sure to ask your agent about all the options available to you.
How can I lower my auto insurance premium?
The biggest levers are raising your deductible, bundling auto with home, keeping a clean driving record, updating your mileage, and reviewing your coverages every year. Our annual discount reviews catch cases where your rate drifted up or your coverage no longer matches your life — and there may be new discounts available that weren't offered when you started your policy.
Does my auto insurance cover me if I drive out of state?
Yes. A standard policy follows you across state lines for personal travel within the U.S. and Canada. Heading out on a long trip or renting a vehicle? Call us first so we can confirm there are no gaps.
Do you cover motorcycles, boats, ATVs, and snowmobiles?
Yes — we write specialty policies for motorcycles, boats, ATVs, UTVs, and snowmobiles. These aren't automatically covered by your personal auto policy, so if you own any of them, make sure we know.